Cd Rate Predictions For 2025 By Banks. Cd rates will likely continue their decline in 2025 due to recent fed rate cuts, but they may remain good investments. What will cd rates be in 2025?

The chart below represents these changes in the fed funds target rate (red oval) along with the top 1 year jumbo cd rate from jumbo rate news (blue rectangle). Here’s how much the latest fed announcement has changed the rate outlook.